In Texas, certain drivers must carry SR-22-compliant insurance and file an SR-22 form with the Texas Department of Public Safety (DPS). The SR-22 form proves they can take financial responsibility for third-party accident-related injuries and property damage if they cause an accident.

Drivers with Serious Traffic Violations

One of the primary groups of drivers who need SR-22 insurance in Texas are those with serious traffic violations. This includes individuals who have been convicted of driving under the influence (DUI) or driving while intoxicated (DWI). These offenses are considered severe due to their potential danger to public safety.

Additionally, drivers involved in multiple traffic violations within a short period may be required to obtain SR-22 insurance. These offenses can include reckless driving, excessive speeding or accumulating too many points on their driving record.

Drivers with License Suspensions or Revocations

Another category of drivers who need SR-22 insurance in Texas is those who have had their driver's license suspended or revoked. This can occur for various reasons, such as failing to maintain the required auto insurance coverage or being involved in an accident without insurance. When a driver's license is suspended or revoked, the state often mandates SR-22-compliant insurance as a condition for

In this situation, drivers must maintain their SR-22 insurance for the duration specified by the state, typically three to five years.

How to Get SR-22-compliant Coverage

SR-22-compliant auto insurance can be more expensive than standard coverage. Your agent can help you shop around for appropriate coverage at favorable rates.

Contact AAAA Insurance to learn about SR-22-compliant auto insurance near you.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.