How Does SR-22 Insurance Work?

SR-22 insurance, often called a certificate of financial responsibility, is not an insurance type but a document your insurance company files with the state to prove you have the required minimum auto insurance coverage.

Not every driver must file SR-22. You may receive a notice to file if you have a DUI conviction or accumulate numerous traffic violations in a short period. If you’re in Texas and need to file SR-22, AAAA Insurance will guide you through the process, ensuring you meet the state’s requirements.

What Does SR-22 Insurance Cover?

SR-22-compliant insurance coverage meets the state’s minimum insurance requirements, including bodily injury liability and property damage liability. You can add physical damage insurance and other policies and endorsements to help provide appropriate coverage.

What Is Non-owner SR-22 Insurance?

Non-owner SR-22 insurance is for individuals who need to file an SR-22 but do not own a vehicle. It covers you, not a specific car, providing liability coverage when you drive someone else’s vehicle.

How Much Is SR-22 Insurance in Texas?

SR-22 insurance costs vary widely. The increased statistical risk of future claims associated with an SR-22 requirement generally results in higher auto insurance costs.

AAAA Insurance agents can help you understand your potential SR-22 costs.

Contact Us

If you’ve been informed that you need to carry an SR-22, it’s crucial to act quickly to avoid potential penalties, including the suspension of your driving privileges. Contacting a reliable insurance provider to discuss your needs and initiate the filing process is essential.

Contact AAAA Insurance with several locations across Texas to compare SR-22 insurance quotes.