General Liability Insurance Throughout Texas

What Is General Liability Insurance?

Whether it’s customers slipping and falling on the premises or accidental damage to a client’s property, businesses face numerous risks as a regular part of their operations. These incidents can lead to costly settlements or judgments, jeopardizing a company’s financial stability. So, whether you run a small startup or a large corporation, having the right insurance coverage is crucial.

General liability insurance may help mitigate these risks by covering legal defense costs, medical expenses and damages awarded in lawsuits. AAAA Insurance in Houston, Texas, is here to guide you through various policy options tailored to your specific needs.

How Does General Liability Insurance Work?

General liability insurance, or commercial general liability insurance, is a type of insurance policy that may provide coverage and protection against claims of bodily injury or property damage brought against a business by third parties. It typically covers legal defense costs, settlements and judgments arising from these claims. This insurance is designed to protect business owners against claims of liability for various situations.

What Does General Liability Insurance Cover?

General liability insurance covers several key areas of potential liability for businesses:

• Bodily injury may cover claims from third parties injured in accidents on your premises or operations.
• Property damage may provide coverage against damage to third-party property from your operations, products or services.
• Personal and advertising injury may include coverage for claims like defamation or invasion of privacy arising from business activities.
• Legal defense costs may cover expenses for lawsuits, including attorney fees, court costs and settlements.
• Medical expenses may help cover the cost of injuries on your premises or due to business operations, regardless of fault.
• Products and completed operations may include protection for claims related to products or services, even after delivery or completion.

How Much Does Commercial General Liability Insurance Cost?

The cost of commercial general liability insurance depends on factors like your business type, location, revenue and coverage limits. AAAA Insurance has been in the industry for over 28 years. We are a trusted insurance provider that can offer competitive rates and personalized service. We have a strong commitment to safeguarding Texas businesses, so whether you’re an entrepreneur or a well-established company, we have you covered.

Protecting your business isn’t just wise—it’s essential. Contact AAAA Insurance today to begin securing your business.